100% of the kids that waited to eat a marshmallow were successful (good grades, relationships, happy) 15 years later when they were 18/19 years old. Wow! The ability to delay gratification really can predict future success.
All Goals Articles
Kids eating marshmallows predicts future success 100% of the time
Posted on April 28th, 2011 by JeffA Budget is a Budget – Except When It’s a Spending Plan
Posted on March 16th, 2011 by BobOne of our earlier blog responders suggested that “budget” has negative connotations these days, so he prefers “spending plan.” He suggests that this indicates that the planner is in control of his or her own financial destiny.
Self Control is the Real Lesson of Budgeting
Posted on February 23rd, 2011 by BobAs parents, we have a responsibility to build our children into adults who don’t just cope, but thrive. A lot of it boils down to teaching them self control in making good daily decisions, including how they manage themselves – and how they manage money.
What I know about goals
Posted on December 23rd, 2010 by JeffGoals are self-fulfilling, create energy, and can lead to extraordinary lives, yet only 3% of us take the time to think about them and write them down.
Teaching Kids to be Money Smart
Posted on November 6th, 2010 by BobCreating money-smart kids doesn’t happen overnight. It’s a skill and a behavior that has to be nurtured over time. The skill lies in learning the value of saving, giving, and spending conscientiously and understanding the difference between wants and needs. The behavior comes from the habits formed in doing these things over time and learning from mistakes.
Financial Illiteracy Is Killing Our Kids
Posted on September 20th, 2010 by JeffRemember the 80’s R.E.M. hit song, “It’s the end of the world as we know it”? If we continue to do what we as a nation are doing fiscally, than those lyrics will ring true for our generation and more so for generations to come. Do you know the depth of our current trade deficit, national debt, and budget deficit?
Kids and Money – Practical Tips for Parents
Posted on April 20th, 2010 by BobUSAA recently had webinar program with experts answering parents questions and providing tips around kids and finances.
Financial Literacy Month and FamilyMint
Posted on April 13th, 2010 by BobIt is financial literacy month, so what can you do to help your children become financially literate and at what age should you start?
Successful people set goals
Posted on February 20th, 2010 by JeffDave Ramsey often says, “Children do what feels good. Adults devise a plan and stick to it.” We want to do all we can to teach our children to grow into successful adults, so how do we form the skills and the habits of planning ahead?




